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Personalized Advisory
76+ Lending Partners
Compare Loans from 76+ Banks & NBFCs—Tailored for Your Life & Business Goals
What You’ll Get with BalanZ Loan Advisory
- Tailored loan options from 76+ lenders
- EMI planning with real-time calculators
- Guidance on documentation & eligibility
- Strategic timing based on your personal energies
- End-to-end support until disbursal
How Our Process
- Free consultation with loan expert
- Compare offers from top banks & NBFC
- Get matched with best-fit option
- Fast-track approval & documentation
Timeline & Suppor
- Loan matching: Within 24–48 hours
- Approval turnaround: As fast as 3–5 working days
- Tools: EMI calculator, eligibility checker, document checklist
- Ongoing support: Until funds are in your account
Master Your Money: Learn How Loans Work Before You Borrow
Get instant clarity on loan types, interest structures, and repayment strategies. Empower your financial decisions with expert insights.
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Personal Loan
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Finance That Moves With You
Section 1. Personal Loan
1. Eligibility & Documentation
2. Loan Features & Benefits
3. EMI Calculator & Interest Rates
1. Eligibility & Documentation
Who can apply and what you’ll need
We simplify the process for salaried professionals, self-employed individuals, and freelancers.
Required documents: PAN, Aadhaar, income proof, bank statements, and employment details.
2. Loan Features & Benefits
Why choose our personal loan solutions
• Loan amounts from ₹50,000 to ₹25 lakh
• Tenure options from 1 to 5 years
• No collateral required
• Compare 50+ lenders in one place
• Fast approval & disbursal within 48 hours
3. EMI Calculator & Interest Rates
Plan your repayment with clarity
Use our built-in EMI calculator to estimate monthly payments based on your loan amount, tenure, and interest rate.
Interest rates start from: 10.25% p.a. (varies by bank and credit score)
Section 2. Business Loan
1. Who Can Apply & Loan Types
2. Loan Features & Benefits
3. Interest Rates & Repayment Planning
1. Who Can Apply & Loan Types
Tailored for MSMEs, startups, and established businesses
Whether you need working capital, equipment finance, or expansion funds, we match you with the right loan type:
• Unsecured Business Loans
• Overdraft (OD) & Cash Credit (CC)
• Loan Against Property (LAP)
• Invoice & Machinery Financing
2. Loan Features & Benefits
Smart funding for growth and stability
• Loan amounts from ₹1 lakh to ₹2 crore
• Tenure from 12 to 60 months
• No collateral required for select NBFCs
• Fast-track approval with minimal paperwork
• Sector-specific advisory for 40+ industries
3. Interest Rates & Repayment Planning
Transparent terms, flexible repayment
Interest rates start from 12% p.a., depending on your credit profile and lender.
Use our EMI calculator to plan your monthly outflow and explore balance transfer options to reduce costs.
Section 3. Home Loan
1. Who Can Apply & Loan Type
2. Features & Benefits
3. Tax Benefits & Repayment Planning
1. Who Can Apply & Loan Type
For salaried professionals, entrepreneurs, and NRIs
Whether you’re buying your first home, upgrading, or refinancing, BalanZ Capital offers a range of home loan solutions:
• Home Purchase Loans
• Construction & Renovation Loans
• Balance Transfer & Top-Up Loans
• NRI Home Loans
2. Features & Benefits
Your dream home, made financially achievable
• Loan amounts from ₹5 lakh to ₹10 crore
• Tenure up to 30 years
• Interest rates starting from 7.35% p.a.
• Tie-ups with 76+ banks & NBFCs including SBI, HDFC, ICICI, Axis
• Vastu-aligned property consultation (optional)
3. Tax Benefits & Repayment Planning
Save more while you build your future
• Claim up to ₹2 lakh interest deduction under Section 24B
• Claim up to ₹1.5 lakh principal deduction under Section 80C
• Joint loans allow double tax benefits for co-owners
• Balance transfer options to reduce EMI burden
• Flexible repayment: fixed, floating, or hybrid interest rates
Section 4. Education Loan
1. Who Can Apply & Loan Types
2. Features & Benefits
3. Tax Benefits & Repayment Planning
1. Who Can Apply & Loan Types
For students pursuing higher education in India or abroad
Whether you’re a working professional seeking an MBA, a parent funding your child’s future, or a student planning overseas studies—BalanZ Capital connects you to the right education loan.
Loan Types Offered:
- Domestic Education Loans (UG, PG, skill-based)
- Overseas Education Loans (MBA, MS, Medicine, etc.)
- Loans for top-tier institutes (IITs, IIMs, NITs)
- Collateral-free loans up to ₹7.5 lakh
- Collateral-backed loans up to ₹1 crore
Eligibility: Indian citizen, confirmed admission, co-applicant (parent/guardian), basic KYC and income proof.
2. Features & Benefits
Empowering education with financial ease
- Loan amounts from ₹50,000 to ₹1 crore
- Tenure up to 15 years
- Moratorium: Course duration + 6–12 months
- Covers tuition, hostel, travel, books, laptop & more
- Direct disbursal to institution
- Preferential rates for top-ranked colleges
- No hidden charges, transparent process
Bonus Tip: Use our EMI calculator to plan your repayment before you apply.
3. Tax Benefits & Repayment Planning
Smart repayment with long-term savings
- Interest paid is 100% tax-deductible under Section 80E
- No upper limit on deduction amount
- Claim benefits for up to 8 years
- Repayment starts after course completion or job placement
- Flexible EMI options based on income and career path
Smart Insight: Education loans help build your credit score and financial discipline early in life.
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